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Editor's Pick - Best Credit Card Companies |
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While the CARD ACT prevents all credit card companies from engaging in many of the worst credit card practices, some credit card companies engaged in unpardonable behavior prior to its implementation. The best credit card companies treat their customers fairly and offer valuable tools for managing their credit card accounts, competitive rewards programs, and fair interest rates.
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Discover proved to be the best credit card company in 2009 as it continued to do what other credit card companies did not: respect its customers. Currently, Discover offers a range of low interest credit cards that offer 0% introductory rates and no annual fee rewards programs. |
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Chase offers consumers perhaps the best online account management tools as well as a suite of no annual fee rewards credit cards that provide above average 0% introductory periods.
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Credit Card Applications Explained |
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How to read 0% APR credit card application fine print: What's the difference between a credit card that offers a 0% APR for 12 Months and a credit card that offers a 0% APR for up to 12 months. In many cases, as much as 6 months. Learn how to spot the best 0% credit card deals.
How to read long term interest rate offer fine print: Most credit card companies advertise the lowest available long term interest rate. However, when you apply for a credit card with an interest rate as low as 12%, you could get a card with an interest rate as high as 22%. Learn how to spot credit cards that offer the best opportunity to secure lower interest rates.
How to find the best credit card offer for your style: There really is no best credit card for everyone. What might be a great offer for one person, may be a horrible deal for you. Learn how to isolate what credit card features are important to you and apply this to your credit card selection.
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Credit Card News |
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Credit limit cuts: Credit card companies are continuing to reduce credit limits on consumers, even as some work hard to reduce their credit card balances
0% balance transfer offers: Credit card companies have raised balance transfer fees and shortened the length of 0% introductory rates, but good balance transfer deals can still be found.
The value of credit card rewards points: In the past, a credit card rewards point was generally worth one cent. However, credit card companies can reduce the value of points in a heartbeat/
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NEED TO REMOVE THIS SECTION @@@@@@ |
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About CardWisdom.com |
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A message from Jeffrey Weber: The goal of Card Wisdom is share the knowledge I've gained from working in the credit card industry for over six years. Finding a credit card can be a confusing process and, although the CARD Act has eliminated many of the worst credit card practices, sorting through credit card fine print is still a difficult task.
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